Employee Program
retirees can save on
home & auto
insurance
Choose an auto insurance policy that goes the extra mile
From basic to comprehensive, and everything in-between, Scotia Home & Auto Insurance has the right coverage** for your car, truck, or motorcycle.
In addition to preferred rates, Scotiabank employees & retirees also have access to:
- A 24/7 claims service – If you’ve got a claim, we’re here to help all day, everyday
- Additional savings when you insure both your home and vehicle with us (Not available in BC)*
- Multiple vehicle discount
- Auto Claim Forgiveness – Accidents happen, depending on your driving record, your premium may be maintained after a first accident (subject to eligibility)
- Optional extras like Loss of Use/Transportation Replacement, Rental Vehicle Coverage & more
- Flexible payment options
- Auto insurance not available in BC. Policies may vary between provinces.
Protect your home and belongings from the unexpected
From basic to comprehensive, and everything in-between, Scotia Home & Auto Insurance has the right coverage** for you and your home. Insure and protect your house, condo, vacation trailer, seasonal residence or rental property.
In addition to preferred rates, Scotiabank employees & retirees also have access to:
- Discounts for claims and mortgage-free homeowners
- A 24/7 claims service – If you’ve got a claim, we’re here to help all day, every day
- Additional savings when you insure both your home and vehicle with us (Not available in BC)*
- S.O.S. Identity Theft
- Assistance Program
- Flexible payment options
- Optional extras like Enhanced Water Damage Package, Watercraft Coverage & more.
- Not available in all regions. Policy offerings may vary between provinces.
24/7 Home & Auto Insurance Claims
You can report your claim day or night directly to one of our friendly and professional representatives.
You can count on your claims representative to:
- Confirm your coverage
- Explain your options
- Make arrangements for repair or replacement of your property
A helpful insurance app with user-friendly features
With the Scotia Home & Auto Insurance App, you can:
- Access your digital proof of insurance right from your mobile device.
- Submit a claim and track any updates.
- View all your insurance documents and securely make changes yourself.
- View your payment information and previous payments.
Have a question about the Scotia Home and Auto insurance App? Consult our Terms of Use.
- Why is the Scotia Employee Home & Auto Insurance program provider changing?
- Will I still receive preferred rates under the new program?
- What happens to my current policy if I am already a Scotia Employee Home & Auto Insurance customer?
- Who do I call if I need service on my policy?
- Who do I call if I have a claim?
- Where can I find information about Principles of Conduct for RIBO license holders?
®Scotia Insurance is a registered trademark of The Bank of Nova Scotia, used under license by BNS Insurance Agency Inc. (“BNSIA”). Scotia Employee Home & Auto Insurance is arranged for by BNSIA. Home and auto policies are underwritten by Belair Insurance Company Inc., and services are provided by belairdirect Agency Inc. except in the province of Quebec where the services are provided by Belair Insurance Company Inc. (collectively “belairdirect”).
®belairdirect is a registered trademark of Belair Insurance Company used under licence.
Eligibility for Scotia Employee Home & Auto Insurance: Full-time, part-time, or contract employees with access to benefits and retirees of the Bank of Nova Scotia.
Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory. The information that appears on this website is provided to you for informational purposes only. Your insurance contract prevails at all times; please consult it for a complete description of coverage and exclusions.
*Described coverage and benefits are applicable only to policies underwritten by Belair Insurance Company Inc. and their availability varies depending on province. We offer car insurance and home insurance in Alberta, Ontario, Quebec, New Brunswick, Nova Scotia, Newfoundland and Labrador and Prince Edward Island and home insurance only in British Columbia.
**Bundled savings applied when you purchase both home and auto insurance through BNS Insurance Agency Inc.