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®Scotia Insurance is a registered trademark of Bank of Nova Scotia and certain of its Canadian subsidiaries, used under license by BNS Insurance Agency Inc. (“BNSIA.”). Policies are underwritten by Unifund Assurance Company (“Unifund”) and serviced by Johnson Inc., except in the province of Quebec where policies are underwritten and claims are handled by Belair Insurance Company Inc. (“Belair”). +Online quote/buy not available in Quebec.