Does the policy pay twice the amount insured if it's a joint policy?
A joint policy means the policy covers both policyholders; it doesn't double the payment amount.
Will my insurance premiums increase over time?
Every case is different. Your Service Supervisor can answer this question, though. Just call 1.833.223.8740.
What should I do if somebody else involved in my claim (or their insurance company) contacts me?
Part of our service is providing somebody to help you every step of the way. It's important that you let us know right away if you hear from a person also involved in an accident or their insurers or other representatives.
Do I have to pay for anything if the other person’s insurance company admitted it was the other person’s fault?
It depends on the situation. Your Claims Adjuster can help answer this question.
What is a by-law coverage?
Building code and zoning law changes don't usually apply to existing buildings. However, if you suffer loss or damage to your dwelling, you may have to rebuild to current standards.
This coverage provides protection for new by-laws that would increase the cost of rebuilding or repairing your dwelling following an insured loss.
Although this coverage comes standard with some property policies, increased limits are available (in some provinces). Please connect with us to ensure that you have adequate coverage to protect you and your family.
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