Help & Support - Auto Insurance

We know young men don't like to hear this, but statistics show that young male drivers have more accidents on average - and they also tend to be more serious accidents.

Every insurer sets premiums based on how likely you are to be in an accident. Statistics are the only way we have to come close to a good prediction.

Yes, in some parts of Canada it is more expensive for young male drivers to get insurance. The good news is keeping your driving record clean will even it up after the first few years. Keep driving safely and your premiums should even out quicker. Risk-takers make insurance more expensive for everybody.

Adding or replacing a car on your policy is easy! Just get in touch with us by calling 1.833.223.8740. Here are a couple of things we'll need from you when you contact us:

• Your policy number
• The date in which you require coverage
• Your vehicles VIN (17 character code serial number)
• The vehicles purchase date and price
• The name and address of the company handling your lease or financing (if applicable). Please note, this will not be the dealership you purchased your car from.
• Licence information for any new drivers. Learn more about how to add another driver to your policy.

If you're from one of the below provinces, we'll also need:

• Alberta - A Vehicle Inspection Report if your vehicle is 12 years or older.
• Atlantic Provinces - Depending on your circumstances, a Motor Vehicle Inspection may be requested.

First, call the police and report the accident. Then, just call 1.833.223.8743. Our claims service is available 24/7 every day of the year.

This covers the cost of damage to your vehicle in a collision or overturning which you're responsible for. It covers single or multiple vehicle collisions. It also covers you if the responsible party is unknown/unidentified. It doesn't cover mechanical breakdown, wear and tear, etc.

This coverage is optional in most provinces, but if you finance or lease a vehicle, the financial institution may require you have it.

There is no right answer to fit everybody's situation. Talk to an insurance expert, such as a Service Specialist, and they'll help you decide. You should always review your coverage if your circumstances change. For example if you move or change vehicles.

You'll want to make this decision on a case-by-case basis. Your Specialist can help you, too.

First, call the police and report the crime. Then, just call 1.833.223.8743. Our claims service is available 24/7 every day of the year.

First, call the police and report the crime. Then, just call 1.833.223.8743. Our claims service is available 24/7 every day of the year.