Our thoughts go out to those affected by the Newfoundland wildfires. Please stay safe. You can report a claim any time through the Scotia Insurance Home & Auto app or online via the Client Centre.
It's a one-time discount of 10% that's applied to the premium of your car insurance once you activate in Smarter ride. This discount is only for new customers to Scotia Home & Auto Insurance who activate Smarter ride, and you will benefit from it until your car insurance policy is renewed. Then, this discount is replaced by your personalized premium based on your driving habits.