Help & Support - Home Insurance

Your insurance should at least cover:

• The cost to rebuild your home (often different from its market value - Guaranteed Replacement Cost coverage is available to protect you if the cost to rebuild is underestimated)
• The cost to replace your personal property
• Protection against liability claims

Need help?

Your Specialist can help you estimate how much coverage you need. They will also help you decide on the type of coverage you need and the deductible (your portion of an insured loss).

If your property has a woodstove, or you’re thinking about installing one, there are a few things that need to be taken into consideration. For starters, you’ll need to provide the following information:

• Whether or not the stove was (or will be) professionally installed
• The type of fuel it burns—logs or pellets
• The amount of fuel you burn in a season
• Whether or not the stove is certified by a recognized Canadian certification agency.

If you have any specific questions about woodstoves and home insurance, your Specialist will be happy to answer them.